Personal Checking

Great State Bank checking accounts are simple, effective tools designed to help manage your household and other everyday financial demands. Each of our accounts can be opened with as little as $100 and comes with a number of valuable benefits, including:

GSB FREEDOM CHECKING
  • Opening Deposit of $100.00
  • No Service Charges
  • No per item fees
GSB INTEREST CHECKING
  • Opening Deposit of $100.00
  • Earn Competitive Interest Rate
  • Monthly Maintenance fee of $10.00 unless
    Maintain a $10,000.00 minimum balance in loans or Deposits
         

GSB HERITAGE CHECKING
  • Earn competitive interest rates on your collected balance of $250.00 or greater
  • Interest rates are tiered so, the better your balance,the more you earn!   
  • Great State bank will buy your specially designed checks for you. ( Limit of one box per order) 
  • Discount on the rental of a safe deposit box
  • Atm/Debit Card available to qualified account holders
  • Free internet banking with bill pay
  • Monthly Maintenance fee of $15.00 

       You can avoid the maintenance fee if you:

  1. Maintain an outstanding balance of  $15,000.00 or more on a Great State Bank loan or  line of credit.
  2. Maintain an average balance of  $5,000.00 in a Great State Bank checking,savings, moneymarket, or CD.
GSB BLUE RIDGE CHECKING
  • Opening Deposit of $100.00
  • Earn Competitive Interest Rates
  • Minimum Balance of $100.00 to avoid Balance Requirement                   Charge of $10.00  OR
  • Maintain an average balance of $1,500 in a Checking, Savings, or Money Market Account
  • Must be age 50 or more senior to qualify
GSB FOUNDERS CHECKING
  • Opening Deposit of $100.00
  • Earn Special Interest Rates
  • No Service Charges
  • No per item fees